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Buying Property


Properties In The Fingerlakes Region:  Select Below
   

   Cayuga Lake Real Estate / Ithaca
    
    
 
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Find Property    After below form is submitted Richard will Phone you and take you on a Virtual Tour of Finger Lakes Properties from the Convenience of your Home Computer.

 

Using the form below is the best way to find properties you are interested in.

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Click here  For:   Buyer's Agent Agreement

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Cayuga Lake is the longest of central New York's glacial Finger Lakes, and is the second largest in surface area (marginally smaller than Seneca Lake) and second largest in volume. It is just under 40 miles (64 km) long. Its average width is 1.7 miles (2.7 km), and it is 3.5 mi wide (5.6 km) at its widest point near Aurora. It is approximately 435 ft deep (133 m) at its deepest point.

Cayuga Lake, the longest of the Finger Lakes, reaches across three counties (Seneca, Cayuga and Tompkins counties) and stretches for nearly 40 miles from Seneca Falls to Ithaca. Cayuga Lake feeds into the Seneca and Cayuga Canal, which connects to the Erie Canal. Ithaca, population 29,287 (2000 census), is at the southern end of Cayuga Lake. As host to Cornell University and Ithaca College, Ithaca has a gentle, bohemian vibe and plenty of associated culture. The area around Ithaca is known for its exceptional waterfalls and gorges. Small communities line the shores of the lake, including Myers, King Ferry, Aurora, Levanna, Union Springs and Cayuga on the eastern shore and Sheldrake, Poplar Beach and Canoga on the western shore.

Cayuga Lake also features one of the two islands in all of the Finger Lakes: Frontenac Island, visible from the lakefront shoreline at Union Springs. If you have an interest in paleontology, you'll want to check out the stromatoporoids on Frontenac

  1. Cayuga Lake Waterfront Property For Sale in the heart of the Finger Lakes region of New York. Cayuga Lake Waterfront Real Estate For Sale located in Central New York just a few hours drive from most major cities in the northeastern United states. 

Properties For Sale in the Cayuga lake area of western New York and central New York on the waterfront. We have Lakefront or lake view Real Estate Property For Sale on Cayuga Lake in of the Finger Lakes region of New York. 

The city of Ithaca, New York, site of Ithaca College and Cornell University, is located at the southern end of Cayuga Lake. Cornell's alma mater or official school song makes reference to its position "Far Above Cayuga's Waters", while that of Ithaca College references "Cayuga?s shore".


AS A BUYER WHICH WOULD YOU PREFER

BUYER'S  AGENT  Is an agent who is engaged by a Buyer to represent the Buyer's  Best Interests. The Buyer's Agent does this by negotiating the purchase  of a property at a price and on terms acceptable to the Buyer.

A Buyer's Agent does not represent the Interests of the Seller.

Click here  For:  
Buyer's Agent Agreement

SELLER'S  AGENT  Is an agent who is engaged by a Seller to represent the Seller's  Best Interests.The Seller's Agent does this by securing a buyer for the  seller's property at a price and on terms acceptable to the Seller.

A Seller's Agent does not represent the Interests of the Buyer.

LET US BE YOUR BUYER'S AGENT AND REPRESENT YOU

This is how we can accomplish this:

A Buyer's Agent Agreement will be EMAILED to you along with a Property Wish List Form.

Complete the forms and Email to RichardSchmidt@Realtor.com
Fax to 315-685-1819 or
Mail to Richard Schmidt  1993 Coon Hill Rd., Skaneateles, New York 13152


We  will immediately go to work on finding you a Home. We will only send  you qualifying properties that match your Wish List in your chosen  area. Always keeping an eye open for new properties coming on the  market, enabling us to afford you the best properties available.

All  from the convenience of your existing home. We will even, thru our  Remax International Organization of Realty Offices, help you find a  Buyer for your Existing Home. A True Buyer's Agent.

Purchasing  a Home, in an area that is not familiar to you, can be stressful. When  you hire Richard and Staff of Remax Masters to help you find your new  home, we relieve the stress because we know and understand the market.  We can advise you to satisfy your needs and can carefully and  accurately guide you through the Choice of Home, Financing, Purchase  Offer and Closing.

HOW MUCH ARE YOU WILLING TO PAY FOR A HOME

We  have Mortgage Specialists who can help you determine how much of a  Home, in dollars, you can comfortably afford.  Click on Financing  Button Above

Largest one time cost is usually the down payment, which can represent between 5% and 20% of the selling price of the property.

Other  fees can be "Property Inspection", "legal fees", "deed transfer tax", "adjustments for fuel and taxes" and "property insurance".

WE UNDERSTAND MARKET CONDITIONS

The  market is constantly in a state of flux. As REALTORS ® we must be  abreast of these changes, and how they can affect your position as a  homebuyer.Changes that have occurred can cost you additional money.

If you are in a "Buyers Market", the supply of available homes for sale exceeds market demands.

High  inventories of homes for sale and fewer buyers allow homes to remain on  the market for longer periods of time and prices drop.

When Buyers have more time to look and make decisions, they also have better negotiating leverage.

PROPERTY MORTGAGES

We  Strongly suggest a Mortgage Pre-Approval. A pre-approved mortgage will  give you the confidence of knowing exactly how much you can spend on a  home before you start looking. It will also protect you against  mortgage rate increases, should they occur after the time you obtain  your approval.

Should  you prefer to wait for mortgage approval until you have found your  home, we have a list of Qualified Mortgage Brokers through which a  mortgage can be secured in a short period of time.

OFFER TO PURCHASE

1.  PRICE: Depending on local market conditions, your opinion of value, and  the market information we will provide, the price you offer on a home  may be different than the seller's asking price.

2.  DEPOSIT: The deposit shows your good faith and is applied to the  selling price on closing day. We will guide you as to the appropriate amount to be offered.

3.  TERMS: These include the total price offered and details of the financing you wish to obtain. You may want to assume the seller's mortgage if the interest rate is attractive as apposed to rates of the  day.

4.  CONDITIONS: These may include "subject to a home inspection", "subject  to you obtaining financing", or "subject to you selling your own  property".

5. INCLUSIONS: These may include appliances or certain fixtures or decorative items such as window coverings or mirrors.

6.  CLOSING DATE: This is usually the date that the property is transferred  to your name and the purchase funds are transferred to the seller.

MAKING AN OFFER

When  it comes time to make an offer, we will provide you with current market information and assist you in drafting the document.

We  will communicate your offer to the seller, or the seller's  representative, on your behalf. Occasionally more than one offer may come at the same time. We are experienced to guide you through this  process.

The Offer may be CONDITIONAL or NON CONDITIONAL

An  Offer With No Conditions is preferred by a seller because it means that  you are prepared to purchase the home without any conditions. If the offer is accepted, the home is yours.

A  Conditional Offer means that you have placed one or more conditions on  the purchase. These conditions could be subject to a home inspection or  to the sale of your home. The new home is not considered sold until all  the conditions have been satisfied.




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