Properties In The Fingerlakes Region: Select Below
After below form is submitted Richard will Phone you and take you on a Virtual Tour of Finger Lakes Properties from the Convenience of your Home Computer.
Using the form below is the best way to find properties you are interested in.
Please fill out and press the “Send” button
Click Here: NYS Disclosure for Buyers
Click Here: Buyer’s Agency Agreement
Click Here: Confidentiality Agreement
Click Here: Mortgage Calculator
Owasco Lake Real Estate and Waterfront Property For Sale in the Finger Lakes. Our website contains Owasco Waterfront Real Estate For Sale, Owasco Lake View Property and Real Estate For Sale and Real Estate between Owasco Lake, Cayuga Lake and Skaneateles Lake. Owasco Country Homes and Real Estate that are for sale can also be viewed. Owasco Lake is the third lake over from Otisco lake called the Eastern Gateway to the Finger Lakes. Real Estate on and around Owasco Lake which is roughly 12 miles long and lies just south of the city of Auburn, New York.
Waterfront Real Estate For Sale on Owasco Lake can be easily viewed just click on the chosen lake and search the hundreds of real estate properties that are for sale.
AS A BUYER WHICH WOULD YOU PREFER
BUYER’S AGENT Is an agent who is engaged by a Buyer to represent the Buyer’s Best Interests. The Buyer’s Agent does this by negotiating the purchase of a property at a price and on terms acceptable to the Buyer.
A Buyer’s Agent does not represent the Interests of the Seller.
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SELLER’S AGENT Is an agent who is engaged by a Seller to represent the Seller’s Best Interests.The Seller’s Agent does this by securing a buyer for the seller’s property at a price and on terms acceptable to the Seller.
A Seller’s Agent does not represent the Interests of the Buyer.
LET US BE YOUR BUYER’S AGENT AND REPRESENT YOU
This is how we can accomplish this:
A Buyer’s Agent Agreement will be EMAILED to you along with a Property Wish List Form.
Complete the forms and Email to RichardSchmidt@Realtor.com
Fax to 315-685-1819 or
Mail to Richard Schmidt 1993 Coon Hill Rd., Skaneateles, New York 13152
We will immediately go to work on finding you a Home. We will only send you qualifying properties that match your Wish List in your chosen area. Always keeping an eye open for new properties coming on the market, enabling us to afford you the best properties available.
All from the convenience of your existing home. We will even help you find a Buyer for your Existing Home. A True Buyer’s Agent.
Purchasing a Home, in an area that is not familiar to you, can be stressful. When you hire Richard to help you find your new home, we relieve the stress because we know and understand the market. We can advise you to satisfy your needs and can carefully and accurately guide you through the Choice of Home, Financing, Purchase Offer and Closing.
HOW MUCH ARE YOU WILLING TO PAY FOR A HOME
We have Mortgage Specialists who can help you determine how much of a Home, in dollars, you can comfortably afford. Click on Financing Button Above
Largest one time cost is usually the down payment, which can represent between 5% and 20% of the selling price of the property.
Other fees can be “Property Inspection”, “legal fees”, “deed transfer tax”, “adjustments for fuel and taxes” and “property insurance”.
WE UNDERSTAND MARKET CONDITIONS
The market is constantly in a state of flux. As REALTORS ® we must be abreast of these changes, and how they can affect your position as a homebuyer.Changes that have occurred can cost you additional money.
If you are in a “Buyers Market”, the supply of available homes for sale exceeds market demands.
High inventories of homes for sale and fewer buyers allow homes to remain on the market for longer periods of time and prices drop.
When Buyers have more time to look and make decisions, they also have better negotiating leverage.
We Strongly suggest a Mortgage Pre-Approval. A pre-approved mortgage will give you the confidence of knowing exactly how much you can spend on a home before you start looking. It will also protect you against mortgage rate increases, should they occur after the time you obtain your approval.
Should you prefer to wait for mortgage approval until you have found your home, we have a list of Qualified Mortgage Brokers through which a mortgage can be secured in a short period of time.
OFFER TO PURCHASE
- PRICE: Depending on local market conditions, your opinion of value, and the market information we will provide, the price you offer on a home may be different than the seller’s asking price.
- DEPOSIT: The deposit shows your good faith and is applied to the selling price on closing day. We will guide you as to the appropriate amount to be offered.
- TERMS: These include the total price offered and details of the financing you wish to obtain. You may want to assume the seller’s mortgage if the interest rate is attractive as apposed to rates of the day.
- CONDITIONS: These may include “subject to a home inspection”, “subject to you obtaining financing”, or “subject to you selling your own property”.
- INCLUSIONS: These may include appliances or certain fixtures or decorative items such as window coverings or mirrors.
- CLOSING DATE: This is usually the date that the property is transferred to your name and the purchase funds are transferred to the seller.
MAKING AN OFFER
When it comes time to make an offer, we will provide you with current market information and assist you in drafting the document.
We will communicate your offer to the seller, or the seller’s representative, on your behalf. Occasionally more than one offer may come at the same time. We are experienced to guide you through this process.
The Offer may be CONDITIONAL or NON CONDITIONAL
An Offer With No Conditions is preferred by a seller because it means that you are prepared to purchase the home without any conditions. If the offer is accepted, the home is yours.
A Conditional Offer means that you have placed one or more conditions on the purchase. These conditions could be subject to a home inspection or to the sale of your home. The new home is not considered sold until all the conditions have been satisfied.